Kindly BudgetKnow what your side hustle really pays.
The Side Hustle Money Tracker splits every payment into a tax jar, a costs jar and a you jar — so the extra money actually stays extra, and tax time isn't a surprise.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Love it or it's free (14 days)
- Google Sheets, Excel & Numbers + printables
- Real profit and real hourly pay, by side hustle
- Instant download · $, £, €, CA$, A$
You made $900 extra last month. So where is it?
- Side hustle money lands in the same account as everything else — and disappears the same way.
- Gas, fees and supplies eat into it, but you never see how much.
- Nothing is put aside for tax, so the bill shows up when the money is long gone.
- You work the extra hours without knowing what they really pay.
You're not bad with money. Side income just never got its own system.
Extra money feels like a bonus, so it gets spent like one. When every payment is split the day it arrives — a part for tax, a part for costs, the rest with a job — the side hustle starts doing what you started it for.
The 3-Jar Split
Every payment, split before you spend it — about 2 minutes:
Tax jar
The % you choose goes to a separate savings account. The Tax Jar tab shows what you set aside for each payment period and what's still to move.
Costs jar
A small % covers supplies, fees and gear. Log costs and drives, and the tracker takes them off your income.
You jar
What's left is really yours. The Dashboard splits this month's you jar into your 4 buckets: Bills, Buffers, Builders, Breathing Room.
Real pay
Once a month, see your real profit and real hourly pay — and which side hustle pays best for your time.
Real screenshots, real formulas.
What's inside
- Dashboard: real profit this month vs. your goal, tax money still to move, real hourly pay and your next tax payment date
- Income log for up to 6 side hustles — the 3-Jar Split fills in on every payment
- Costs log by category: supplies, platform fees, shipping, phone share, gear and more
- Mileage log in miles or km, valued at the rate you choose
- Tax Jar: set aside, moved, paid and left in the jar for each payment period (US quarters pre-filled, fully editable)
- Monthly view: income, costs, miles, real profit, hours and real hourly pay for 12 months, with a chart
- Side hustle comparison: which one really pays best per hour
- This month's you jar split into your 4 buckets
- 8 printable pages (US Letter + A4): 3-Jar method, payment log, costs log, mileage log, tax jar tracker, 12-month summary and a real-pay worksheet
- 5 currency versions: $, £, €, CA$ and A$
Formats: Excel .xlsx — Google Sheets, Excel and Numbers · Printable tracker PDF — US Letter + A4 (8 pages) · 5 currency versions: $, £, €, CA$, A$
How it works
Checkout
Secure checkout by Polar with card, Apple Pay or Google Pay.
Download
Your tracker and printables arrive instantly by email.
Split
Choose your jar percentages, add your last few payments — about 15 minutes.
or it's
free
Love it or it's free
If the tracker doesn't make your side income clearer, email us within 14 days of your first purchase for a full refund.
Good questions
Do I need Excel?
No. It works in free Google Sheets (handy for adding a payment from your phone), Excel and Apple Numbers. Prefer paper? Printables are included.
Does it calculate my taxes?
No — and nothing honest could without knowing your whole situation. The tax jar sets aside the % you choose from every payment, so the money is there when you need it. Rules differ by country: check your tax authority or a tax professional.
What kind of side hustle does it work for?
Anything that pays you on the side: deliveries and rideshare, babysitting and pet sitting, an online shop, freelancing, tutoring, seasonal work. Track up to 6 at once.
I'm not in the US. Does it work for me?
Yes. Your download includes $, £, €, CA$ and A$ versions, distance can be miles or km, and the tax payment periods and dates are fully editable (the US quarters are just pre-filled as an example).
Will this help me make more money?
It won't promise that. It shows you what your side hustle really pays after costs and miles, and makes sure the money you do earn has a job.
Is this financial or tax advice?
No. It's an organizing tool for your own money.
The extra money is already coming in. Give it a plan.
Three jars, two minutes a payment, one honest number at the end of the month.
Not ready yet? Grab the free Subscription Audit.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Love it or it's free (14 days)
Kindly Budget products are educational tools, not financial advice. Example numbers are for illustration only.