Find the subscriptions you forgot you're paying for.
A free 15-minute audit with a worksheet, a simple decision rule and copy-paste cancel scripts. No card needed.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Delivered to your inbox
- Free · no card needed
- US Letter + A4
- 15 minutes

Little charges, big leak.
- Streaming, apps, cloud storage, the gym you haven't visited since spring…
- Surveys put the average at around $219 a month in subscriptions — and many people forget at least one.
- Free trials quietly turn into yearly charges.
It's not a willpower problem. Subscriptions are designed to be forgotten.
Fifteen minutes with your statements and a clear rule is all it takes to stop paying for things you don't use.
The 30-day rule
Go through every recurring charge and ask one question: did I use this in the last 30 days?
Gather
60 days of bank, card, PayPal and app store statements.
List
Every recurring charge on the worksheet.
Decide
Keep · downgrade · pause · cancel — with the 30-day rule.
Redirect
Give the money you found a new job so it doesn't disappear.
Real pages from the download.



What's inside
- The 15-minute audit, step by step
- Subscription list worksheet with the keep/downgrade/pause/cancel rule
- Copy-paste scripts: cancel, ask for a cheaper plan, pause
- What to do with the money you find
Formats: PDF — US Letter and A4 · 5 pages
How it works
Get it free
Enter your email at checkout — no card needed.
Download
The PDF arrives instantly in your inbox.
Audit
Grab your statements and a coffee. 15 minutes.
Good questions
Is it really free?
Yes. You only enter your email so we can send the file. No card.
Will you spam me?
No. You'll get your download. We only send marketing emails if you opt in.
Fifteen minutes. One less leak.
Grab the free audit and find out what you're really paying for.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Delivered to your inbox
Kindly Budget products are educational tools, not financial advice. Example numbers are for illustration only.