Kindly BudgetOne calm system for every paycheck, every debt and every December.
All four Kindly Budget planners work together with the 4-Bucket Paycheck Method — plus the 30-Day Money Reset guide to make it a habit. $35.96 if bought separately.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Love it or it's free (14 days)
- 4 planners + 2 bonus guides
- Google Sheets, Excel, Numbers & print
- Instant download · save $15.97
Budget in one app, debt in another, Christmas on a sticky note.
- Your paycheck plan doesn't know about your debt plan.
- Your savings goals live in your head.
- December arrives and nothing was set aside.
Money feels chaotic when the pieces don't talk to each other.
The Complete Money System uses one method everywhere: every paycheck funds your bills, your buffers (Christmas, savings challenges), your builders (debt payoff, emergency fund) and your breathing room.
How the pieces fit
One method — the 4-Bucket Paycheck Method — across every planner:
Bills
The Paycheck Budget Planner sorts every bill into the right paycheck.
Buffers
The Holiday Planner and the Savings Challenge Pack turn big costs into small set-asides.
Builders
The Debt Payoff Planner gives every extra dollar a place in line — and a debt-free date.
Breathing room
The 30-Day Money Reset makes the whole thing a calm, 10-minutes-a-day habit.
Everything in the system.
Everything included
The Paycheck Budget PlannerKnow exactly what you can spend — every single payday.$11.99
The Debt Payoff PlannerA real finish date for every balance.$9.99
The Holiday Budget & Gift Planner 2026A calm, debt-free Christmas — planned in 15 minutes.$7.99
The Savings Challenge PackColor your way to $1,000 (or $5,050).$5.99
The 30-Day Money ResetOne small, kind money action a day for 30 days.Bonus
The Subscription AuditFind the subscriptions you forgot you're paying for — in 15 minutes.Bonus
- The Paycheck Budget Planner ($11.99)
- The Debt Payoff Planner ($9.99)
- The Holiday Budget & Gift Planner 2026 ($7.99)
- The Savings Challenge Pack ($5.99)
- Bonus: The 30-Day Money Reset guide (24 pages)
- Bonus: The Subscription Audit worksheet
- All spreadsheets in $, £, €, CA$ and A$; all printables in US Letter and A4
Formats: 4 products + 2 bonus guides · Spreadsheets: Google Sheets, Excel, Numbers ($, £, €, CA$, A$) · Printables & guides: PDF, US Letter + A4
How it works
Checkout
Secure checkout by Polar with card, Apple Pay or Google Pay.
Download
One download with a folder for each planner, delivered instantly by email.
Start with Day 1
Open the 30-Day Money Reset — it tells you which planner to use on which day.
or it's
free
Love it or it's free
If the system doesn't make your money feel calmer, email us within 14 days of your first purchase for a full refund.
Good questions
I already bought one of the planners. Can I upgrade?
Yes — after any purchase you'll see a special upgrade price on the thank-you page. Or email us and we'll sort it out.
Do I need Excel?
No. Everything works in free Google Sheets, Excel or Apple Numbers, and the printables print at home.
Is the Holiday Planner only for 2026?
It's dated for the 2026 season. Change the dates in Settings to reuse it next year.
Is this financial advice?
No. These are educational planning tools.
Everything you need for a calmer year with money.
$19.99 today instead of $35.96 — and every planner uses the same simple method.
Not ready yet? Grab the free Subscription Audit.
Secure checkout by Polar · Card, Apple Pay, Google Pay · Love it or it's free (14 days)
Kindly Budget products are educational tools, not financial advice. Example numbers are for illustration only.